At Naira Engine, we prioritize your safety when using our classified ads and online marketplace. We are constantly improving our platform to ensure your safety, but there are some precautions you should take to protect yourself when buying or selling on our platform. Here are some safety tips to follow:
- Avoid Scams:
- Do not trust any user who asks you to provide payment services or requests extra fees for an item or service.
- Reject any request to use unauthorized money transfer services like MoneyGram and Western Union.
- Do not pay in advance for any item or service on Naira Engine. Buyers are not allowed to make any payment before delivery, and sellers cannot request payment in advance.
- Inspect Items:
- Before paying for an item, make sure to thoroughly inspect it and ensure that all details are as expected.
- Meet in a Public Place:
- When buying or selling small-sized items, always meet in a well-lit, public place like a local coffee shop or another venue that is convenient for both parties. Do not go to someone's home, and approach with caution if the buyer or seller insists that you do so.
- Job Interview Precautions:
- When attending a job interview, do not make any payment before or after the interview.
- Do not give out personal information easily, and check the company's history, legality status, and possible risks.
- Trust Your Gut:
- If an offer seems too good to be true or something about the sale feels off, it probably is. Use your intuition and only do business with people you feel comfortable with.
- Bring a Friend:
- When meeting someone to buy or sell an item, bring a friend along for added safety.
How to Spot Fraud:
- Be cautious of suspiciously low prices.
- Beware of sellers who insist on advance payment or initial deposits before sending you the item.
- Avoid sellers who refuse to meet in a public place but want to deliver the item personally.
- Do not give out personal information like your ID number, bank details, email address, or debit/credit card number.
- Do not communicate with buyers or sellers outside of Naira Engine's chat feature.
- Do not accept payment through cheques.
- Do not send the item before receiving payment.
- Avoid buyers who ask for personal information or are from foreign countries.
- Beware of buyers who want to send a driver to collect an item without viewing it, as they may send fake proof of payment or immediately reverse the online payment.
Remember, your safety is our top priority at Naira Engine. Follow these safety tips to protect yourself and enjoy a safe and secure buying and selling experience on our platform.
It is important to note that buying items online without physical contact comes with inherent risks, but there are ways to stay safe and avoid getting scammed. Naira Engine does not hold any liability for loss of funds or damaged items, so it is your responsibility to take necessary precautions. Here are some additional safety tips:
- Meet Sellers in Person:
- Collect the item before making any payment, and inspect it to ensure it meets your quality expectations.
- Don't Transfer Funds Until You Receive the Item:
- Never transfer funds via bank transfer services or money wire services until you are sure you have received the product or service. Anyone who asks you to do so is likely a scammer.
- Do Not Give Out Banking Details:
- Do not give out your banking details, including your bank account number, BVN number, or credit card number. A fraudster can make fraudulent third-party payments into your account, which can have severe consequences for you as the account holder.
- Be Careful with Sellers Directing You to Their Website:
- Verify the background of any company or seller directing you to their website.
- Beware of Unreasonably Low Prices:
- Avoid sellers offering prices that are significantly lower than what other sellers are offering. If it seems too good to be true, it probably is.
- Report Fraudulent Activity:
- If you come across any fraudulent activity or member, please report it to firstname.lastname@example.org. This will help keep our community safe.
If you have any further questions or requests, please send an email to email@example.com. Remember, following these safety tips is crucial for a safe and secure buying and selling experience on our platform.